Sunday, February 17, 2013

IFA Jobs

Independent financial advisors, also known as IFAs are qualified professionals who offer financial advice and recommend financial products to their clients. They are called independent because they do not represent any particular insurance companies or banks but work independently for their customers. IFA recruitment need to be regulated by the Financial Services Authority and should meet necessary qualification requirements.


IFA Recruitment:


IFAs have a wide scope and can choose to work in various financial industries. Basically there are three types of financial advisors


Tied advisor: You will be working for a bank or insurance company selling only their products.
Multi-tied advisor: You will be selling several companies’ financial products.
IFA: You will have the freedom to advice any company’s products.

IFA Jobs Description:


Basically IFAs provide financial advice to help their clients utilise their money in the best possible way. IFA jobs IFA jobs involve advising customers on financial products and services. As an IFA you can either choose to specialize in any specific products such as selling pension schemes, offering mortgage advice or work as a general advisor providing clients advice on all kinds of investments, insurance and saving plans. IFA jobs involve different types of clients approaching you for suitable investment advice.

They can either be private individuals, specific groups or corporate organisations. IFAs can charge commissions for their services or charge a fixed rate for all the financial services they offer.

Tasks of IFAs:


Some of the basic tasks that an IFA is required to carry out are


Meeting clients and offering consultation services.
Understanding clients’ financial situation, aims and objectives.
Providing all the necessary information on financial products and services.
Analyzing clients’ current financial situation and designing the most suitable financial strategies.
Helping the clients to make decisions.
Selling and promoting financial products.
Negotiating for best deals with product suppliers.
Update clients with new products, changes to legislation and other necessary information that may affect their investments and savings.
Communicate in print the annual summaries of investments, costs and pension plans to clients. 
Stay up dated on current legislation and financial products.

Saturday, February 16, 2013

Facebook gets unwelcome look at hackers' dark side

SAN FRANCISCO (AP) — Facebook says it was hacked -Facebook is getting an unwelcome look at the shady side of the hacking culture that CEO Mark Zuckerberg celebrates.
Intruders recently infiltrated the systems running the world's largest online social network but did not steal any sensitive information about Facebook's more than 1 billion users, according to a blog posting Friday by the company's security team.
The unsettling revelation is the latest breach to expose the digital cracks in a society and an economy that is storing an ever-growing volume of personal and business data online.
The news didn't seem to faze investors. Facebook Inc.'s stock dipped 10 cents to $28.22 in Friday's extended trading.
The main building at Facebook's Menlo Park, Calif., headquarters lists its address as 1 Hacker Way. From there, Facebook serves as the gatekeeper for billions of potentially embarrassing photos and messages that get posted each month.
This time, at least, that material didn't get swept up in the digital break-in that Facebook said it discovered last month. The company didn't say why it waited until the afternoon before a holiday weekend to inform its users about the hack.
It was a sophisticated attack that also hit other companies, according to Facebook, which didn't identify the targets.
"As part of our ongoing investigation, we are working continuously and closely with our own internal engineering teams, with security teams at other companies, and with law enforcement authorities to learn everything we can about the attack, and how to prevent similar incidents in the future," Facebook wrote on the blog.
Online short-messaging service Twitter acknowledged being hacked earlier this month. In that security breakdown, Twitter warned that the attackers may have stolen user names, email addresses and encrypted passwords belonging to 250,000 of the more than 200 million accounts set up on its service.
Late last month, both The New York Times and The Wall Street Journal — two of the three largest U.S. newspapers — said they were hit by China-based hackers believed to be interested in monitoring media coverage of topics that the Chinese government deemed important.
Facebook didn't identify a suspected origin of its hacking incident, but provided a few details about how it apparently happened.
The security lapse was traced to a handful of employees who visited a mobile software developer's website that had been compromised, which led to malware being installed on the workers' laptops. The PCs were infected even though they were supposed to be protected by the latest anti-virus software and were equipped with other up-to-date protection.
Facebook linked part of the problem to a security hole in the Java software that triggered a safety alert from the U.S. Department of Homeland Security last month. The government agency advised computer users to disable Java on their machines because of a weakness that could be exploited by hackers.
Oracle Corp., the owner of Java, has since issued a security patch that it says has fixed the problem. In its post, Facebook said it received the Java fix two weeks ago.
Facebook never mentioned the word "hack" in describing the breach. That, no doubt, was by design because hacking is a good thing in Zuckerberg's vernacular.
To most people, hacking conjures images of malevolent behavior by intruders listening to private voicemails and villains crippling websites or breaking into email accounts.
Zuckerberg provided his interpretation of the word in a manifesto titled "The Hacker Way" that he included in the documents that the company filed for its initial public offering of stock last year.
"The word 'hacker' has an unfairly negative connotation from being portrayed in the media as people who break into computers," Zuckerberg wrote. "In reality, hacking just means building something quickly or testing the boundaries of what can be done." Facebook says it was hacked

2 Chainz arrested

Grammy-nominated rapper 2 Chainz has been arrested on drug charges in Maryland, where he was to perform at a college event.
Maryland State Police spokesman Sgt. Marc Black says troopers stopped a van Thursday night for speeding near Easton, Md., and smelled marijuana in the van. A backpack in the van was found to have a marijuana grinder and trace amounts of marijuana.
The rapper, whose real name is Tauheed Epps, claimed possession of the backpack and was arrested. Black says Epps was cited for having drug paraphernalia and marijuana and was released. The citation carries up to a year in jail and up to a $1,000 fine.

Friday, February 15, 2013

To Save Newborn, Doctors 'Freeze' Baby


When Claire Ives was seven months pregnant with her third child, she used a handheld device to listen to her unborn son's heartbeat. As she turned the machine on, she thought something had malfunctioned.
"I thought I wasn't listening right or something," Ives, a nurse in London, told ABCNews.com. "I didn't believe his [heart] rate could be that fast."
Ives' son had a heart rate of about 300 beats per minute, nearly double the normal 160.
After doctors were alerted to the baby's elevated heart rate, Ives delivered her son, Edward Ives, five weeks early via emergency cesarean at the University College London Hospital.
Edward Ives was born with supraventricular tachycardia (SVT) and was given a five percent chance of survival. SVT is caused by improper electrical impulses in the heart that leads to an irregular rapid heartbeat heart, which then can lead to heart failure or affect internal organs. When the heart beats too quickly, it can't fill up properly and then distribute blood to vital organs correctly.
"I just thought he was going to die," said Ives.
A few hours after Edward was born, his heart started to race again. Doctors attempted to reset his heart rate by shocking his heart and giving him different medications, but when that failed they were left without many options except one they had never tried for SVT: They would lower Edward's body temperature to protect his vital organs and slow his heart rate.
"We'd gone through all the usual maneuvers that usually work in babies, giving drugs … trying to shock the heart, the baby and get [a healthy heart rate back]," said Dr. Nicola Robertson, who works in the neonatal unit at the University College London Hospital.
Over a period of hours the Doctors 'Freeze' Baby body temperature to approximately 91 degrees, which both protected his organs and slowed the electrical circuit in his heart. Unfortunately, over the next day, as Edward was warmed up, his heart began to race again. So the team again cooled his body temperature, three days after they had initially lowered it.
"That was one of the worst nights," recalled Ives. "I asked one of the nurses if he was going to die and she said he might."
Ives was sent out of the room when the doctors again attempted to slow his heart rate down by not only cooling but administering medication. Eventually they came to tell her that his heart rate had slowed, although he would again need to be warmed up to see if his heart rate was stable.
"It was really strange highs and lows because he was doing extremely poorly," said Ives. "But, oh, thank God! It worked."
Doctors then began the slow process of warming Edward, this time going at a slower rate as they carefully raised his temperature only half a degree every 12 hours. This time his heart rate remained stable.
It wasn't until 10 days after giving birth that Claire Ives was able to hold her son. A month later she and her husband, Phillip Ives, were able to bring Edward home to join his two older siblings.
Now a healthy six-month old, Edward has an excellent prognosis and is unlikely to need further hospitalizations for SVT although he is being closely monitored to see if the irregular heartbeat returns.
"It's made me appreciate all the small things about my children," said Claire Ives, who is planning to run a half-marathon to raise awareness about neonatal SVT. "It's the best thing ever to bring him home."

Megyn Kelly is pregnant with her third child

Megyn Kelly pregnant

Megyn Kelly pregnant: Megyn Kelly is pregnant with her third child, the news anchor announced Thursday morning in a cute Valentine's Day-themed segment on Fox News' "America Live."

"Every Valentine's Day we always struggle to find just the right gift and yet, this year I believe that we found the perfect solution," Kelly said on air. "Happily, Doug and I are expecting another baby.".......latimes.

read more >>  Megyn Kelly pregnant

Thursday, February 14, 2013

13-year-old ‘not so little newborn ’ photo goes facebook

Kelli Higgins

Newborn 13-year-old- boy who was adopted and wanted photos of himself as a child had his wish come true — after a photo of him posing as a “newborn” has gone viral. His adopted family created “new” newborn photos of Latrell Higgins, who was adopted, along with his sister, at 10 years old.

And while the photos might look a little cliche, that’s exactly what the family was going for, they told the Daily Mail. The goal was to have a little fun and mock the typical “newborn poses.”

In all seriousness, the Higgins family said on Facebook they hope the photo will help raise awareness for adoption of older children.
dailymail

Apple Inc cuts prices on MacBook Pro laptop $199 [Picture]

13-inch MacBook Pro laptop
(Reuters) - Apple Inc cut the price on the base version of its 13-inch MacBook Pro laptop with "retina" display by $200 as it revamps its top-end laptops, weeks after the company reported a steep decline in Mac sales in the holiday quarter.
Investors have worried that Apple's iPad is cannibalizing its Mac range, but Chief Executive Tim Cook has brushed aside these concerns.
The company sold 4.1 million Macs in the December quarter, down 21 percent from a year earlier.
Apple also missed Wall Street's revenue forecast for the third straight quarter in January after iPhone sales came in below expectations, fanning fears that its dominance of consumer electronics is slipping.
The iPhone maker said on Wednesday the base version of the MacBook Pro with retina display will now be priced at $1,499, and introduced a new 2.6 gigahertz processor, 256 gigabytes flash memory version for $1,699.
Apple also lowered the price of its 13-inch MacBook Air laptop with 256 gigabytes of flash memory to $1,299 from $1,399.
The company upgraded its 15-inch MacBook Pro with a faster 2.4 gigahertz quad-core processor and the top-end 15-inch notebook with a new 2.7 gigahertz quad-core processor and 16GB of memory.
Apple shares were down 0.6 percent at $465 in early trading on the Nasdaq.

Wednesday, February 13, 2013

Mexican 'Ape woman' buried after 150 years [Picture]

'Ape woman' buried after 150 years
'Ape woman' buried after 150 years- An indigenous Mexican woman on display in the Victorian era Europe was due to a rare genetic disorder that was covered her face in her thick hair in her home state on Tuesday in a ceremony that one of the most famous episodes ends buried at a time when corpses as human treated as a collectible specimen.
With her hairy face and body, protruding jaw and other malformations, Julia Pastrana became known as "monkey woman" after the Pacific coast state of Sinaloa left in 1854 when she was 20, and was hit in the United States of Showman Theodore Lent, according to a Norwegian Commission, which investigated her case.
They sang and danced for paying audience, always a sensation. Also toured Europe and Russia You and Lent married and had a son, but she developed fever to complications from the birth, and died with her baby in 1860 in Moscow. Her remains ended up at the University of Oslo, Norway. After public and private demands on their bodies back, the university sent her remains to the state of Sinaloa, where they were laid to rest.
"Julia Pastrana has come home," said Saul Rubio Ayala, mayor of her home town of Sinaloa de Leyva. "Julia has been reborn among us. Let us never another woman be turned into an object of trade."
After a Roman Catholic Mass at a local church, Pastrana coffin was carried to the city cemetery and buried as a band played traditional music.
"The story is so important," said visual artist Laura Anderson Barbata who fought for Pastrana returned to Sinaloa. "Bringing back here is a way to restore it."
Pastrana repatriation is part of a broader movement among museums and scientific institutions, human remains during the European colonization of Latin America, Africa and Asia gathered back to their countries and send tribal areas.
Hundreds of thousands of relics cultural institutions in the U.S., Europe and Australia left since the repatriation movement began in the late 1980s, when a new generation of anthropologists, archaeologists, curators confrontation with the colonial legacy of their disciplines began, said Tiffany Jenkins, author of "contestation Human Remains in Museum Collections:. The crisis of cultural authority "
"You have been symbolic, in a way; make an apology," said Jenkins.

'Coca-Cola addiction' contributed to mother's death

Coca-Cola addiction death

A mother-of-eight ,Natasha Harris, 31, died in her home after suffering a cardiac arrhythmia, according to the coroner's report ,  likely because of her habit of guzzling up to 10 litres of Coca Cola every day for years and  described by her family as "addiction",
David Crerar, a coroner estimated he drank at least six to 10 liters of Coke everyday and caused
Some of her teeth should be removed after they become putrid, and one of her child will be born without enamel on their teeth.
Christopher Hodgkinson-her husband, estimated Natasha consumed four 2.25 litre bottles of Coke a day. She was said only drink Coke, and to display withdrawal symptoms if she went without.

On February 25, 2010, emergency services were called to their home after Natasha called out for help after difficulty breathing. Ambulance staff was unable to resuscitate her on arrival.
A post-mortem examination showed Natasha had an enlarged liver, and deposits of fat within the liver, which pathologist Dr Dan Mornin attributed to the consumption of "excessive amounts of sugar".
She also appeared to suffer from hypokalemia, or low potassium levels in her blood, which could be related to drinking large quantities of Coke, he said.

Coroner Crerar also calculated that drinking 10 litres of Coke per day would amount to 970mg of caffeine and more than 1kg of sugar every day.
More than 500mg of caffeine per day is considered unhealthy. One litre of Coke contains 97mg of caffeine and 108g of sugar (116% of an adult's recommended daily intake of sugar).

Mornin refers to Natasha's low potassium levels and high caffeine intake as attributing causes for the arrhythmia which killed her.

The symptoms Natasha had complained of in the months before her death - describing nausea, vomiting and a racing heart-beat - were indicative of someone who consumes high doses of caffeine.

"I find that, when all the available evidence in considered, were it not for the consumption of very large quantities of Coke by Natasha Harris, it is unlikely that she would have died when she died and how she died," coroner Crerar said in his report, released today.

"Natasha Harris died of cardiac arrhythmia. On the balance of probabilities it is more likely than not that the drinking of very large quantities of Coke was a substantial factor that contributed to the development of metabolic imbalances, which gave rise to the arrhythmia."

However, Crerar made clear that "Coca Cola cannot be held responsible for the health of consumers who drink unhealthy quantities of the product".

He also criticised Natasha for her not heeding the dietary information contained in labels on bottles of Coke, noting that Natasha and her partner Christopher believed that because there was no health warning on the bottle that it was safe to drink in any quantity.

"Natasha Harris knew, or ought to have known and recognised, the health hazard of her chosen diet and lifestyle," he said in his report.

"The fact she had her teeth extracted several years before her death because of what her family believed was Coke induced tooth decay, and the fact that one or more of her children were born without enamel on their teeth, should have been treated by her, and by her family, as a warning."

He also criticised Natasha's avoidance of consulting a doctor despite being in clear ill-health, adding that blood tests would have identified what was wrong with her.

Recommendation over warnings

Crerar said a copy of his findings will be sent to the Ministry of Health, with a recommendation that it considers bolstering warnings on carbonated beverages to "give sufficient protection to consumers" and ensure potential dangers are "more clearly emphasised".

He also suggested Coca Cola "give consideration" to the amount of caffeine in its drinks, and the introduction of appropriate warnings on its products.

However, Coca Cola has disputed the findings, suggesting other factors which could have been responsible for causing Natasha's low potassium levels and fatty liver, such as undiagnosed diabetes and anaemia. But these were dismissed by Mornin and a second clinical expert brought in to review the findings.

"The expressed view of Dr Mornin remains that a combination of factors, including excessive caffeine intake, persistent vomiting and poor nutrition led to electrolyte disturbance, in particular hypokalemia, which triggered the arrhythmia," said Crerar.

The soft-drinks company has issued a statement to ONE News saying it is "disappointed" by the coroner's decision, saying he acknowledged he could not be certain what caused Natasha's arrhythmia.

"We are disappointed that the coroner has chosen to focus on the combination of Ms Harris' excessive consumption of Coca Cola, together with other health and lifestyle factors, as the probable cause of her death," the company said.

"This is contrary to the evidence that showed the experts could not agree on the most likely cause."
search term : Coca-Cola addiction death

Sunday, February 10, 2013

3 killed in L.A. helicopter crash while reportedly filming reality TV show

Three people were killed in a helicopter crash while reportedly filming a television show in Acton today.
The crash was at 3:40 a.m. on the Polsa Rosa Movie Ranch, 5726 Soledad Canyon Road, said Los Angeles County Fire dispatcher Robert Diaz.
The aircraft, a Bell 206B Jet Ranger helicopter, was substantially damaged, said Allen Kenitzer of the Federal Aviation Administration.
A movie was reportedly being shot on the ranch, which was closed to reporters. Signs at the gate pointed to a set for a production called “Bongo,” but firefighters could not confirm if that was the production that was underway during the crash.
KCAL-TV reported that a company called “Bongo Productions” was shooting an unnamed reality show there.
The ranch is a movie, TV show and commercial location offered for rent to production companies. It has two airstrips and “miles of roads,” according to its website.
Both the FAA and the National Transportation Safety Board are investigating the crash, Kenitzer said, with the NTSB serving as the lead investigative agency. “The NTSB investigator usually posts a basic preliminary report on the agency’s website, www.ntsb.gov, within a week or two of an accident," he said.“However, it typically takes NTSB months to come up with a probable cause for accidents."
The crash happened about 35 miles east of the movie location where actor Vic Morrow and two small children were killed in 1982, when simulated artillery fire downed a helicopter hovering over them during the filming of “Twilight Zone: The Movie.”
Criminal charges were filed against director John Landis, but he was acquitted.



Search term:  3 killed in reality show crash

Olympic champion- Usain Bolt beaten in 1st race of season in Jamaica[picture]

Usain Bolt beaten
Usain Bolt was the sprint king of London 2012 but he made a low-key start to the new season in Jamaica. Photograph: Eric Feferberg/AFP/Getty Images




Usain Bolt was beaten in his first race of the 2013 season on Saturday, finishing third in a low-key 400m event in his hometown of Kingston, Jamaica.
The triple gold medallist from both the 2008 Beijing and 2012 London Olympics, who often runs in 400m events at the start of each season to build fitness, easily won his heat in 46.71sec at the Camperdown Classic, but he had to settle for third overall after his team-mates Warren Weir and Yohan Blake both posted faster times in their heats. There was no final for the event.
Bolt i next scheduled to appear in Texas for the National Basketball Association All-Star Game on 15 February before focusing on preparation for August's athletics world championships in Moscow.

Search term: Usain Bolt beaten

Chris Brown crashes car on eve of Grammy Awards

Chris Brown crashes

LOS ANGELES (Reuters) - Embattled R&B singer Chris Brown crashed his car into a wall in upscale Beverly Hills on Saturday, and later told police officers he was trying to elude aggressive paparazzi, police said.
The crash came on the eve of the Grammy Awards, almost exactly four years after Brown assaulted his girlfriend, singer Rihanna, the night before the awards show in 2009.
In the latest incident, Brown told Beverly Hills police that photographers were chasing him right up until the crash, said police Sergeant Kurt Haefs.
The singer was not cited or arrested at the scene, Haefs said. He added the damaged vehicle may have been towed away.
Media reports indicated Brown was driving a black Porsche.
A representative for Brown, who was not injured in the accident, did not immediately return calls on Saturday evening.
Brown pleaded guilty in 2009 to beating and punching Rihanna and he faces ongoing legal troubles stemming from the case.
A Los Angeles judge on Wednesday ordered a new report on the community service Brown was due to perform as a result of the conviction, after prosecutors accused the singer of cutting corners on the work.
Prosecutors have cited occasions when they said Brown was not at the recorded location of his community service and instead was performing or traveling, once on a private jet bound for Cancun, Mexico.
Rihanna, who has admitted that she has resumed dating Brown, accompanied him to his court hearing on Wednesday.
Brown's attorney, Mark Geragos, has denied the latest allegations about the singer's community service and accused prosecutors of persecuting his client.
This year, Brown's "Fortune" is nominated for best urban contemporary album at the Grammy Awards.
(Editing by Alex Dobuzinskis and Sandra Maler)

Search Term:  Chris Brown crashes

Friday, February 8, 2013

Girls Basketball Team Disciplined after post 'Nazi Salute' on Facebook

Teenagers do dumb things. Just look at what happened to a girls basketball team in Maine whose members decided to pose on Facebook while giving a Nazi salute.
We've all joked about things that are not politically correct. However, the difference with teens today are that they have ways to memorialize their dumb acts forever, and for everyone to see.
When word of the photo got back to the high school principal, he took immediate disciplinary action against the students, reports The Bangor Daily News. The discipline may have come down especially swift, given that this is the second time this school year that the Cumberland-North Yarmouth school district has dealt with anti-Semitic actions.
The photo that caused this controversy is actually not that controversial. Two members of the Greely High School girls basketball are facing a third member while giving a Nazi salute. The third team member in the middle is flashing the peace sign, writes the Daily News. All of them are wearing their basketball uniforms.
It's reported that one of the team members is nicknamed "Hitler" by the team. It's not clear if that team member is any of the three team members in the photo or if the nickname is meant as an insult.
Nevertheless, the high school and school district may want to consider adopting some social media rules that many universities and colleges have adopted to protect student-athletes from themselves.
Like it or not, athletes attract undue attention to their own actions. So the things they tweet and post on Facebook may be scrutinized more than others.
Some universities' social media policies simply provide guidance for students to not post offensive pictures or comments and to never post emotionally.
But other social media policies take a harder line, such as requiring student-athletes to turn over their passwords to university administrators and prohibiting the use of social media platforms like Twitter. After the Nazi salute photo incident on Facebook, grade schools may want to consider doing the same.

Search term:  Nazi salute photo

China rent a boyfriend

China rent a boyfriend

China rent a boyfriend, China rent a boyfriend is a new fad that is sweeping the country. Since many girls will be going home to see their families for Chinese New Year celebrations, many are renting "boyfriends" just to get their nosy families off their backs. On Feb. 6, The Telegraph UK reported that 300 men are listed "for rent" on the shopping site TaoBao. The price is about $48 a day -- and a bit more if an "appropriate kiss" is required -- you know, to really convince the fam.

"It can be a particularly miserable experience for girls who don’t bring home a boyfriend, leading to endless questions about why they’re not dating and where their life’s going. In this sexist society, ladies over 27 who aren’t hitched are labelled 'leftover women,'" reports The Telegraph.....examiner.

The China "rent a boyfriend" idea could pay off well. At this point, it is unclear how many girls/women are shopping for pseudo-boyfriends for the holidays. However, they will all have to be careful now -- and be ready for even more questions -- since "news" of this new thing has gone viral.

There are many cultures that would not go for something like this at all. However, China tends to try things -- all kinds of things. Some of said things catch on and some don't (like that fake braces fad from December). Renting a boyfriend probably wouldn't fly in The States, would it?

In China, renting a boyfriend might not be that bad of an idea. Family questions can be relentless.

Search term : China rent a boyfriend

Thursday, February 7, 2013

11-year-old boy, Bailey O’Neill in coma after Bullied

11-year-old boy, Bailey O’Neill in coma after Bullied

Bullied 11-year-old in coma

An 11-year-old boy is in a coma after a bully attack. The 6th grade student from Darby Township, Pennsylvania suffered a concussion and is now in a coma as a result of being beaten by a classmate.
Bailey O’Neill was reportedly being bullied by two other young boys, one of whom eventually beat him in the face until his nose was fractured. Bailey was taken to Alfred I. duPont Hospital for Children for treatment. Bailey’s condition continued to decline as his parents noticed that he displayed unusual behavior and was not interested in eating.
As reported by ABC 6, Bailey’s doctors made the decision to put Bailey into a medically induced coma when he began having “violent seizures.”
The Southeast Delco School District reportedly suspended one of the bullies for two days. Superintendent Stephen Butz issued a statement concerning the boy that physically assaulted Bailey:
“We have requested that the local police assist us in the investigation of this incident and are fully cooperating with their investigation of this incident. We are very concerned about the medical condition of this student. And our thoughts and prayers are with him. Due to the age of the students involved and the ongoing police investigation, I am unable to make any additional comments.”
Bailey’s father, Rob O’Neill has experienced the pain of seeing his child in a coma cause by a bully attack and cautions other parents to look for warning signs. He urges parents to “keep an eye out” and to understand that some children might be reluctant to discuss the issue.
Bullying has become an epidemic in the US. As reported by San Ramon Express, according to national statistics, 3 million students miss school every year due to bullying.
Search Term :