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Independent financial advisors, also known as IFAs are qualified professionals who offer financial advice and recommend financial products to their clients. They are called independent because they do not represent any particular insurance companies or banks but work independently for their customers. IFA recruitment need to be regulated by the Financial Services Authority and should meet necessary qualification requirements. IFA Recruitment: IFAs have a wide scope and can choose to work in various financial industries. Basically there are three types of financial advisors Tied advisor: You will be working for a bank or insurance company selling only their products. Multi-tied advisor: You will be selling several companies’ financial products. IFA: You will have the freedom to advice any company’s products. IFA Jobs Description: Basically IFAs provide financial advice to help their clients utilise their money in the best possible way. IFA jobs IFA jobs involve advising customers on fi...

SAN FRANCISCO (AP) — Facebook says it was hacked -Facebook is getting an unwelcome look at the shady side of the hacking culture that CEO Mark Zuckerberg celebrates. Intruders recently infiltrated the systems running the world's largest online social network but did not steal any sensitive information about Facebook's more than 1 billion users, according to a blog posting Friday by the company's security team. The unsettling revelation is the latest breach to expose the digital cracks in a society and an economy that is storing an ever-growing volume of personal and business data online. The news didn't seem to faze investors. Facebook Inc.'s stock dipped 10 cents to $28.22 in Friday's extended trading. The main building at Facebook's Menlo Park, Calif., headquarters lists its address as 1 Hacker Way. From there, Facebook serves as the gatekeeper for billions of potentially embarrassing photos and messages that get posted each month. T...

Grammy-nominated rapper 2 Chainz has been arrested on drug charges in Maryland, where he was to perform at a college event. Maryland State Police spokesman Sgt. Marc Black says troopers stopped a van Thursday night for speeding near Easton, Md., and smelled marijuana in the van. A backpack in the van was found to have a marijuana grinder and trace amounts of marijuana. The rapper, whose real name is Tauheed Epps, claimed possession of the backpack and was arrested. Black says Epps was cited for having drug paraphernalia and marijuana and was released. The citation carries up to a year in jail and up to a $1,000 fine.

When Claire Ives was seven months pregnant with her third child, she used a handheld device to listen to her unborn son's heartbeat. As she turned the machine on, she thought something had malfunctioned. "I thought I wasn't listening right or something," Ives, a nurse in London, told ABCNews.com. "I didn't believe his [heart] rate could be that fast." Ives' son had a heart rate of about 300 beats per minute, nearly double the normal 160. After doctors were alerted to the baby's elevated heart rate, Ives delivered her son, Edward Ives, five weeks early via emergency cesarean at the University College London Hospital. Edward Ives was born with supraventricular tachycardia (SVT) and was given a five percent chance of survival. SVT is caused by improper electrical impulses in the heart that leads to an irregular rapid heartbeat heart, which then can lead to heart failure or affect internal organs. When the heart beats...

Megyn Kelly pregnant : Megyn Kelly is pregnant with her third child, the news anchor announced Thursday morning in a cute Valentine's Day-themed segment on Fox News' "America Live." "Every Valentine's Day we always struggle to find just the right gift and yet, this year I believe that we found the perfect solution," Kelly said on air. "Happily, Doug and I are expecting another baby.".......latimes. read more >>  Megyn Kelly pregnant

Newborn 13-year-old - boy who was adopted and wanted photos of himself as a child had his wish come true — after a photo of him posing as a “newborn” has gone viral. His adopted family created “new” newborn photos of Latrell Higgins, who was adopted, along with his sister, at 10 years old. And while the photos might look a little cliche, that’s exactly what the family was going for, they told the Daily Mail. The goal was to have a little fun and mock the typical “newborn poses.” In all seriousness, the Higgins family said on Facebook they hope the photo will help raise awareness for adoption of older children. dailymail

(Reuters) - Apple Inc cut the price on the base version of its 13-inch MacBook Pro laptop with "retina" display by $200 as it revamps its top-end laptops, weeks after the company reported a steep decline in Mac sales in the holiday quarter. Investors have worried that Apple's iPad is cannibalizing its Mac range, but Chief Executive Tim Cook has brushed aside these concerns. The company sold 4.1 million Macs in the December quarter, down 21 percent from a year earlier. Apple also missed Wall Street's revenue forecast for the third straight quarter in January after iPhone sales came in below expectations, fanning fears that its dominance of consumer electronics is slipping. The iPhone maker said on Wednesday the base version of the MacBook Pro with retina display will now be priced at $1,499, and introduced a new 2.6 gigahertz processor, 256 gigabytes flash memory version for $1,699. Apple also lowered the price of its 13-inch MacBook Air laptop with ...

'Ape woman' buried after 150 years - An indigenous Mexican woman on display in the Victorian era Europe was due to a rare genetic disorder that was covered her face in her thick hair in her home state on Tuesday in a ceremony that one of the most famous episodes ends buried at a time when corpses as human treated as a collectible specimen. With her hairy face and body, protruding jaw and other malformations, Julia Pastrana became known as "monkey woman" after the Pacific coast state of Sinaloa left in 1854 when she was 20, and was hit in the United States of Showman Theodore Lent, according to a Norwegian Commission, which investigated her case. They sang and danced for paying audience, always a sensation. Also toured Europe and Russia You and Lent married and had a son, but she developed fever to complications from the birth, and died with her baby in 1860 in Moscow. Her remains ended up at the University of Oslo, Norway. After public and private de...

A mother-of-eight ,Natasha Harris, 31, died in her home after suffering a cardiac arrhythmia, according to the coroner's report ,  likely because of her habit of guzzling up to 10 litres of Coca Cola every day for years and  described by her family as "addiction", David Crerar, a coroner estimated he drank at least six to 10 liters of Coke everyday and caused Some of her teeth should be removed after they become putrid, and one of her child will be born without enamel on their teeth. Christopher Hodgkinson-her husband, estimated Natasha consumed four 2.25 litre bottles of Coke a day. She was said only drink Coke, and to display withdrawal symptoms if she went without. On February 25, 2010, emergency services were called to their home after Natasha called out for help after difficulty breathing. Ambulance staff was unable to resuscitate her on arrival. A post-mortem examination showed Natasha had an enlarged liver, and deposits of fat within the liver,...

Three people were killed in a helicopter crash while reportedly filming a television show in Acton today. The crash was at 3:40 a.m. on the Polsa Rosa Movie Ranch, 5726 Soledad Canyon Road, said Los Angeles County Fire dispatcher Robert Diaz. The aircraft, a Bell 206B Jet Ranger helicopter, was substantially damaged, said Allen Kenitzer of the Federal Aviation Administration. A movie was reportedly being shot on the ranch, which was closed to reporters. Signs at the gate pointed to a set for a production called “Bongo,” but firefighters could not confirm if that was the production that was underway during the crash. KCAL-TV reported that a company called “Bongo Productions” was shooting an unnamed reality show there. The ranch is a movie, TV show and commercial location offered for rent to production companies. It has two airstrips and “miles of roads,” according to its website. Both the FAA and the National Transportation Safety Board are investigating the crash, Ken...

Usain Bolt was the sprint king of London 2012 but he made a low-key start to the new season in Jamaica. Photograph: Eric Feferberg/AFP/Getty Images Usain Bolt was beaten in his first race of the 2013 season on Saturday, finishing third in a low-key 400m event in his hometown of Kingston, Jamaica. The triple gold medallist from both the 2008 Beijing and 2012 London Olympics, who often runs in 400m events at the start of each season to build fitness, easily won his heat in 46.71sec at the Camperdown Classic, but he had to settle for third overall after his team-mates Warren Weir and Yohan Blake both posted faster times in their heats. There was no final for the event. Bolt i next scheduled to appear in Texas for the National Basketball Association All-Star Game on 15 February before focusing on preparation for August's athletics world championships in Moscow. Search term: Usain Bolt beaten

LOS ANGELES (Reuters) - Embattled R&B singer Chris Brown crashed his car into a wall in upscale Beverly Hills on Saturday, and later told police officers he was trying to elude aggressive paparazzi, police said. The crash came on the eve of the Grammy Awards , almost exactly four years after Brown assaulted his girlfriend, singer Rihanna , the night before the awards show in 2009. In the latest incident, Brown told Beverly Hills police that photographers were chasing him right up until the crash, said police Sergeant Kurt Haefs . The singer was not cited or arrested at the scene, Haefs said. He added the damaged vehicle may have been towed away. Media reports indicated Brown was driving a black Porsche. A representative for Brown, who was not injured in the accident, did not immediately return calls on Saturday evening. Brown pleaded guilty in 2009 to beating and punching Rihanna and he faces ongoing legal troubles stemming from the case. A Los Angeles judg...

By Andrew Lu   Teenagers do dumb things. Just look at what happened to a girls basketball team in Maine whose members decided to pose on Facebook while giving a Nazi salute. We've all joked about things that are not politically correct. However, the difference with teens today are that they have ways to memorialize their dumb acts forever, and for everyone to see. When word of the photo got back to the high school principal, he took immediate disciplinary action against the students, reports The Bangor Daily News . The discipline may have come down especially swift, given that this is the second time this school year that the Cumberland-North Yarmouth school district has dealt with anti-Semitic actions. The photo that caused this controversy is actually not that controversial. Two members of the Greely High School girls basketball are facing a third member while giving a Nazi salute....

China rent a boyfriend, China rent a boyfriend is a new fad that is sweeping the country. Since many girls will be going home to see their families for Chinese New Year celebrations, many are renting "boyfriends" just to get their nosy families off their backs. On Feb. 6, The Telegraph UK reported that 300 men are listed "for rent" on the shopping site TaoBao. The price is about $48 a day -- and a bit more if an "appropriate kiss" is required -- you know, to really convince the fam. "It can be a particularly miserable experience for girls who don’t bring home a boyfriend, leading to endless questions about why they’re not dating and where their life’s going. In this sexist society, ladies over 27 who aren’t hitched are labelled 'leftover women,'" reports The Telegraph.....examiner. The China "rent a boyfriend" idea could pay off well. At this point, it is unclear how many girls/women are shopping for pseudo-bo...

11-year-old boy, Bailey O’Neill in coma after Bullied An 11-year-old boy is in a coma after a bully attack. The 6th grade student from Darby Township, Pennsylvania suffered a concussion and is now in a coma as a result of being beaten by a classmate. Bailey O’Neill was reportedly being bullied by two other young boys, one of whom eventually beat him in the face until his nose was fractured. Bailey was taken to Alfred I. duPont Hospital for Children for treatment. Bailey’s condition continued to decline as his parents noticed that he displayed unusual behavior and was not interested in eating. As reported by ABC 6 , Bailey’s doctors made the decision to put Bailey into a medically induced coma when he began having “violent seizures.” The Southeast Delco School District reportedly suspended one of the bullies for two days. Superintendent Stephen Butz issued a statement concerning the boy that physically assaulted Bailey: “We have requested that the local poli...